* Loans only apply to non-owner occupied properties. Rates, terms and conditions offered only to qualified borrowers, may vary upon loan product, deal structure, property state or other applicable considerations, and are subject to change at any time without notice, shall only constitute a general, non-binding expression of interest on the part of Apex Capital USA Solutions Corp, do not create any legally binding commitment or obligation on the part of Apex Capital USA Solutions Corp, and are expressly subject to Apex Capital USA Solutions Corp credit, legal and investment approval process. Closing times are in business days and commence upon receipt of appraisal payment and satisfaction of borrower conditions. Closing times may be delayed due to appraiser property access limitations or availability in certain markets. Rates are as of 01/15/2019.